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Data and Test
I draw studies about Federal Longitudinal Study of Youth 1997 (NLSY97) (Agency away from Work Analytics 2009), a nationwide affiliate take to regarding 8984 teenage boys and you may women that had been aged a dozen–sixteen years within baseline interview. New NLSY97 oversamples racial and you will cultural minorities and you may implemented upwards every participants annually ranging from 1997 and you will 2011. I draw additional studies from the Included Postsecondary Studies Study Program (IPEDS) Delta Prices Enterprise Database (2012), that provides longitudinal information about functions out-of postsecondary establishments attended by NLSY97 participants.
The analysis is bound to help you NLSY97 respondents entitled to the brand new more-25 debts and assets component, which had been administered to respondents shortly after ranging from 2005 and 2011 during the the newest questionnaire revolution closest on their 25th birthday (N = 8132). I next restrict all analyses to respondents who stated any postsecondary training and you can had been hence entitled to incur education loan loans (N = 5246). Continue reading « Education loan financial obligation are obtained from the fresh new more-25 obligations and you can possessions module »